Why Higgins Agency Group?
From the moment we meet, we listen intently on the concerns and dive into the details of your current program. We have developed some unique but simplistic processes to allow us to help capture critical data needed to design a solution customized to the exact needs of your organization. The details of this data are the building blocks for a better solution.
Our team takes a very thorough approach to the design. We consider all the factors and variables with multiple solutions. Funding arrangements, carrier selection, cost analytics, benefit designs, employer needs and employee needs are all weighted into the process for us to eliminate the unsuitable choices. This narrows down the best of the best options for us to help you make the best decision on the direction to go.
With the design complete, we then turn our focus to making it happen. Implementation is unique to each company. We use a combination of group meetings, one-on-one meetings, webinars, online enrollment systems, carrier specific applications and/or simplified applications. Employee education is essential for success and we are very hands on in this process not only with the employee but the spouses as well. Meetings sometimes need to be conducted before or after normal business hours. Whatever the specific needs may be, we assist to ensure a smooth implementation.
Once implementation is complete, keeping the employee benefit strategy on task in an ever-changing business environment can get challenging. Our team is here to help with anything the day to day may throw at you such as new hires, terminations, qualifying events, legislative changes and/or business changes to name a few. You will be assigned a dedicated support team so you will always have a person familiar with your organization to speak with.